Your deductible is sitting idle. It could be earning yield.
Most homeowners park their deductible in a checking or savings account earning next to nothing. Avow puts that money to work in a real yield vault. When you need to file, a licensed public adjuster reviews your claim before you submit it.
Earn while you prepare. Withdraw anytime.
Block
41820575
Vault APY
3.9608%
Total Deposits
$10,300.00
Accrued Rewards
$7.15
More deposit, more weight, more yield
Each tier earns from the same vault. Higher tiers get a larger share of every distribution. The sponsor bonus is fixed, so your APY percentage shifts, but your dollar earnings grow.
If you join today
Bronze
$100 min · auto/renters/home
Adjuster access at 90% preparation. Entry-level share.
205.96%
~$206/yr on $100.00
Silver
$500 min · renters/home
Adjuster access at 80% preparation. 5.1× distribution weight.
71.29%
~$356/yr on $500.00
Gold
$1,000 min · home only
Adjuster access anytime. 10.2× distribution weight.
40.69%
~$407/yr on $1,000.00
The percentage looks lower at higher tiers because the same bonus spreads across a bigger deposit, but you still earn more dollars overall.
Vault breakdown
Member Deposits
$100.00
Sponsor Deposits
$10,200.00
Three steps
Document your property
Walk through your home with our guide. Photograph every room, log serial numbers, save receipts. This is your pre-loss baseline, the evidence adjusters need to fight for you.
Review before you report
Your adjuster reviews the cause of loss and your documentation to see if the claim holds. You file with confidence or walk away knowing where you stand.
Your deposit keeps working
Need to withdraw? You have three months after a reported loss. Distributions keep coming on the same tier and schedule. Nothing changes.